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In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim takes a clear, high-road look at the Massachusetts Teachers’ Retirement System (MTRS) — what it offers, what it doesn’t, and how to stay safe when seeking advice about your pension.
You’ll learn:
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How MTRS actually works and why it’s a defined-benefit plan, not an investment account.
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What the law says MTRS cannot do — including selling or endorsing products.
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How look-alike “teacher retirement” sites can mislead even savvy educators.
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Questions to ask any advisor before you make a change.
Even if you’re not in Massachusetts, most state plans run on the same principles — so this episode is a must-listen for educators nationwide.
Title: Manifesting God For Other People To See
Manifesting the love and blessings of God through us is our greatest duty. How often do we do that, especially for others we do not know personally but know of their need? God is waiting and hoping because we have free will that we will manifest his blessings to someone who has been praying for them. We may never know but God does.
We invite you to join us for another exciting Angel Talk radio show sponsored by The Living Light Center a Church of Faith and Healing.
Mark Astor, Partner at Astor Simovich Mental & Addiction Law joins me along with returning Dr. Tony Leazzo, GP Sports Medicine Physician & Medical Executive. Then, it’s 'The Sports Doctor Is In' with some Dr. Bob wisdom and your questions and emails!
Now that we in the Northern Hemisphere are moving into the colder part of the year, Down and Dirty is taking a bit of a reprieve from the outdoor garden. This week, we will be exploring how to cultivate your inner garden by exploring what do we really 'know' and how do we 'know' it? What or who is your greatest teacher? We'll explore various events being presented to humanity, and ask if technology is friend or foe. Is convenience important to you and why. Digital Currency? Digital ID? Chipping? And whatever else many pop in to the conversation.
Want to join the conversation? We will be taking calls and are eagerly interested in your opinions, musings and thoughts.
*** Here's the call in number, 323-744-4831 (direct) or 888-627-6008 (toll free)
Renowned soprano Allison Charney has captivated audiences with leading Puccini and Mozart roles, acclaimed performances at Carnegie Hall and Lincoln Center, and collaborations with some of the world’s most distinguished artists and orchestras. Known for her luminous voice and extremely high artistic standards, she also created the PREformances: Seasons of Hope series, bringing together world-class musicians in the spirit of resilience and collaboration.
Her newest release, ALIKE: My Mother’s Dream, reflects her mother’s wisdom: “We should focus on what makes us similar rather than what makes us different — and the world would be a better place.” With seven tracks — including “country pairs” composed by artists from nations in conflict such as Russia and Ukraine, Iran and Israel — Allison offers music that transcends politics, reminding us of our shared humanity.
Through her artistry and her purpose, Allison shines as a beacon — showing us that through our own hearts and voices, we too can follow our dream’s path, bring people together, and create lives of meaning and connection.
Bio of Sarah Siegand from her website: parentswhofight.com
Hi! We’re Jesse and Sarah Siegand, and we make our home in Nashville, TN. We started Parents Who Fight in 2015 as a campaign to bring awareness to parents about the dangers kids encounter online every day. We have been married over 26 years, and we have two nearly-grown sons. Over the past 10 years, we've led our family with the tech-intentional practices we teach to others, and our boys are actually thankful, on the other side. As Christian parents with vocational and volunteer ministry experience, we feel uniquely equipped by the Holy Spirit to help the Church push back on the "norms" society has created about how families, kids, and teens use technology.
How We Got Started
When our kids started to relay information about classmates viewing pornography and having their own smartphones in the first and third grades, we began researching what more could be done to protect our family from dangers online. Our research led us to a national conference where we learned from top experts in online safety, and a fire was lit to bring this information to others. Armed with practical knowledge and a passion for protecting kids, the Lord led us to present a simple workshop at our boys’ public elementary school, and Parents Who Fight was born. Since then, we’ve been asked to speak to other schools, churches, and community groups about the importance of understanding the various dangers online and how parents can fight to protect their kids’ healthy futures.
Currently...
In 2024, we sensed an urgency to focus on bringing our message to the Church. Prominent voices in this movement point to the fact that the Church is remarkably positioned with a common vision, morality, and leadership to be able to make a significant shift in culture. This is our current aim.
People say that our passion to fight for families and kids is contagious… we sure hope so! We need parents and churches everywhere to join the fight so collectively we can turn the tide. We want to come alongside you with tools, encouragement, and truth to help you protect the healthy futures of the kids in your life.
Author
Ever since she was in fourth grade – back in 1960 – Amy Meislin Pollack was writing and telling stories about a character named Jelly Bean. She never stopped telling those stories, sharing them with her students over a teaching career that spanned 40+ years. She shared them with her three children when they were younger – and then with her seven grandchildren. Now her stories have been made available to everyone with the recent publishing of two coming-of-age books intended for middle-graders, The Adventures of Jelly Bean and The Further Adventures of Jelly Bean.
“My books touch upon topics of friendship, popularity, death, race, drugs, alcohol, feeling neglected, family issues, and the types of things many kids today are confronting as they look to find their way in an ever-changing world,” says Pollack.
The Adventures of Jelly Bean and The Further Adventures of Jelly Bean are the stories of a fourth-grader who faces challenges that just about all children her age can recognize. Her parents don’t approve of her favorite friend in the whole world. She has trouble getting along with the brother who is closest in age to her. The uncle she loves so much is about to marry the most awful woman she could ever imagine, and the girl who used to be her best friend has turned on her. Jelly Bean faces these and other stumbling blocks, including: the difficulties in achieving and maintaining popularity and how important having certain friends should be to her; difficulties inherent in relationships with various friends and family members; and learning how to make decisions on her own. In these first two books of my middle-grade series, Jelly Bean comes to understand that much of life is trial and error, and that the only constant in life is that it is always changing
About The Adventures of Jelly Bean:
What if the start to your day was falling into the toilet, which caused you to miss your carpool, that in turn caused you to get to school late, that ultimately caused you to miss getting one of the decent parts in the upcoming Thanksgiving play? That is exactly what happens to fourth-grader Jelly. Bean on the day we first meet her. Things only go downhill from there and no one at home seems to have much time for her. Except Roger-Over, her beloved dog.
About The Further Adventures of Jelly Bean:
Jelly Bean in the continuation of her adventures as she seeks solutions to the challenges that confronted her in book 1. Michael, her oldest brother, has dropped out of school and joined the Marines, which usurps much of her parents' attention. Kylie, the new girl in school, faces a medical emergency. And Jelly Bean is still forbidden from going to her best friend's house.
She has to decide how to deal with these dilemmas and more. Along the way she learns about love, death, pain, relationships, the difference between right and wrong and the value of friendship. See the world through the eyes of this forthright fourth-grader as she discovers two truths about life - that it is always complicated, and always changing.
Arcturian Ambassador, Intergalactic Teacher, Author, Speaker, Creator of the Arcturian Healing Arts Program and Arcturian Energy Matrix Healing & Host of the Infinite Star Connections Podcast & the radio show Arcturian Conversations.
My guest Viviane Chauvet is an interstellar being who ascended thousands of years ago. Her Soul Avatar Essence has returned in a projected hybrid human form as an emissary for the re-ascension timeline. Renowned for her advanced healing services, Viviane has conducted over 23,000 private sessions worldwide. As an oracle of Arcturus, her mission includes traveling from star system to star system to assist civilizations on the verge of evolutionary Ascension process. She is a member of the intergalactic Federation of Light and collaborates with Star Regency and interplanetary councils. Viviane speaks at conferences and is interviewed on radio and online summits. Viviane is featured in the multi-award-winning documentary “Extraordinary: The Revelation” and featured in an upcoming documentary, based on Craig Campobasso’s book, “The Extraterrestrial Species Almanac.”
See Viviane speak live! Tickets for L.A. Conscious Life Expo: https://consciouslifeexpo.com?ref=yzq2otu
TV host, Producer of Run With It, Fitness & Lifestyle
Christine is a nationally published health and fitness/lifestyle writer. She writes a weekly column in the Sherbrooke Record, Quebec’s second-largest English language newspaper. In addition, Christine is the creator, producer, and host of B.C.’s only Running, Fitness and Health show called Run With It airing on Novus (TELUS) and YouTube channel.
She has been interviewed by mainstream media, while my stories have been printed nationally. Christine has written stories for The Seattle Times, The Vancouver Sun, Snowshoe Magazine, Canadian Running Magazine, Huffington Post, Women's National Post, Optimyz Magazie, iRun Magazine and Get Out There Magazine.
Former Sports Hypnosis & Performance Specialist for US Figure Skating
Dr. Rob is a native of Delaware County, PA. He attended Saint Joseph’s University and Thomas Jefferson Medical College and is board certified in Family and Sports Medicine. He is a decorated Navy veteran, devoted husband, and father of 3 grown children.
His mission has been to help his patients live healthy and pain-free life. Dr. Rob has been working with athletes of all ages for more than 20 years and has traveled internationally as team physician for U.S. Figure Skating.
For an athlete to truly be successful, their mental training is as important as their physical training. Dr. Rob’s mental coaching and specialized guided visualization are taking his athletes to the next level.
We are committed to your success. Our testimonials speak to the transformative impact of our mental coaching services. Join our community of elite athletes who have experienced remarkable results and discover what performing at your best means.
R&B Pop Singer, Songwriter
Morgan Taylor is an emerging R&B/pop singer/songwriter whose career trajectory exemplifies a blend of foundational gospel roots, academic musical training, contemporary R&B artistry, a live stage persona “BIG MO” all infused with a powerful independent artist entrepreneurial spirit.
From a young age, Morgan’s musical journey began in St. Louis, initially with gospel music. Her debut EP, Jesus Loves Me, at age 11, and performances in churches and at notable venues like The Fabulous Fox Theatre (opening for Brian McKnight and J. Moss) establish her early performance circuit and connection to her hometown. This foundational experience, where she “discovered her singing voice” at age nine through vocal lessons with a “powerhouse” church figure, is a key aspect of her development.
While she “will always love gospel,” her passion for R&B, cultivated by her parents introducing her to “great artists” like “iconic Whitney Houston,” became her pivot and dominant genre in high school. This transition highlights a conscious artistic choice, moving from a sacred to a more secular, yet still deeply rooted in a gospel vocal expressive, musical path.
Morgan graduated from Berklee College of Music in 2025. Her academic pursuits are artfully balanced with her “burgeoning career as a recording artist,” demonstrating a commitment to both formal training and practical application. Her experience in “Katy Perry and Janet Jackson ensemble shows” at Berklee underscores her versatility and exposure to large-scale productions, contributing to her development as a performer.
Morgan’s songwriting is highly personal and thematic, a recurring phrase in her self-description: “I like to write songs about what’s going on in my life, about experiences I’ve had in the past or are currently happening.” Her aim is to “express emotions that people can connect with,” particularly focusing on “the reality of heartbreak but the sense of overcoming it and not allowing anyone to steal our power.” This lyrical focus is evident in her recent co-written singles.
“Sucka For U” (2023) is a “master class in soul seduction,” exploring the complexities of “toxic relationship(s).” Her 2024 singles,”Highway” (a “passionate power R&B ballad” about an ideal relationship) and “Mistakes” (a “heartfelt, reflective” song about a breakup and self-realization), further showcase her ability to translate personal experiences into relatable narratives. The mention of “whistle tones” on “Highway,” inspired by Ariana Grande’s vocal layering, highlights her technical vocal artistry and influence from contemporary & classic music.=
The production of her music involves “top producers in Atlanta,” including Grammy winners like Jeremiah Adkins and Carla Carter, indicating a professional and high-quality approach to her recordings.
Her Instagram moniker, “highonmorgan,” further reinforces the immersive and captivating nature of her music and persona.
Having already established herself as a versatile and emotionally resonant artist, Morgan Taylor’s career reached a new high with the January 2025 release of her debut R&B EP, Love Bombed (Love, Loss and Lessons). The project, a testament to her songwriting prowess and vocal talent, has been met with critical acclaim and significant commercial success, accumulating over 1.5 million streams to date. This EP not only solidifies her place as a rising star but also demonstrates her ability to connect with listeners on a deeply personal level, positioning her as a force to be reckoned with in the contemporary music landscape. Her “BIG MO” energy, a recurring keyword, is central to her live performances, described as energetic interactions with the crowd, reflecting the “exciting fruits of her hard work.” With each new release, Morgan Taylor continues to evolve, proving that her captivating artistry and compelling narratives is just the beginning of her incredible journey.
Global Peace Ambassador, Author, Performing Artist, Activist, Founder of the Show Me Arts Academy and the UnGUN Institute
Dr. Marty K. Casey’s portfolio of contributions and body of work continues to evolve, as she combines her passion for the ARTS with her compassion for her community!
Dr. Casey asserts “Hurt people hurt people. Healed people heal people.” She has set out to support individuals, families, and communities heal with her latest development of UnGUN Institute, focused on disarming Trauma in individuals, to heal from collective trauma events which plague the black communities.
In addition, Dr. Casey has co-created the global observance of Black SON Day. The inaugural event took place August 9, 2020 with more than 100 global networks and 50,000+ viewers engaged in a 12-hour interactive presentation and discussion, focused on implementing strategies and action plans to re-build & uplift the black community.
It is no wonder Dr. Casey was chosen for the cover and celebrated as one of the top 25 2020 Most Influential Businesswomen in St. Louis, by the St. Louis Business Journal. She has taken the stage in her city, nationally, and internationally playing the role of her lifetime as evidenced by her philanthropy and activism track record.
For many years now, Dr. Casey has leveraged her passion for Art, combined it with her compassion for Activism and in 2014 created Show Me Arts Academy, serving as the founder and Artistic Director positively impacting the lives of more than 3,000 kids, using the Arts to Heal.
Dr. Casey has built a fulfilling and impactful career that traverses entertainment and community service, an anointed singer, gifted actress, writer, producer, and director. No matter what hat she is wearing her noteworthy goal is pointed–
“to heal our community, to provide a response and outlet for inbred trauma.”
Dr. Casey is a member of an Arts & Healing Council. She also sits on three boards.
Author, Registered Nurse, Founder of Help Me Sprout
Jacqueline K. Boylan is a certified registered nurse and the founder of Help Me Sprout, a nonprofit organization dedicated to helping children navigate the difficult emotions caused by Adverse Childhood Experiences (ACEs). Having lost both of her parents to substance abuse by the age of eight, Jacqueline brings a deeply personal perspective to her work and writing, with a heart especially attuned to the emotional needs of hurting children. Through her writing, she hopes to help young readers feel supported and seen - strong enough to build the resilience and fortitude needed to "sprout" through adversity. She is currently an advanced practice nursing student at Rutgers University in Newark, NJ. In addition to her love of writing, Jacqueline enjoys studying and teaching the Bible, photography, and bike riding.
