everyone has their own unique views and needs when it comes to financial success if you'd like to leave your financial woes behind and live a life of Financial Freedom you've come to the right place Welcome To Die saving with Steve show hosted by Steve Sexton the show will help you with the ins and outs of money we talked about financial issues that could be costing you thousands of dollars and keeping you up at night we talked about money tax reduction saving more spending less 401K risk management retirement and everything under the sun that relates to you having a healthier happy relationship with money now here is your host of saving with Steve Steve Sexton welcome to the saving with Steve show where we talk about the ins-and-outs of money pretty much everything under the sun is related to having a healthier happier relationship with money my name is Steve sex and I want to thank you all for joining us today we have Idaho's 8th District Senator Senator Stephen thing he's here discuss how we can

break the cycle of poverty and homelessness by dealing with three issues with their poverty education and Healthcare and our first guest today is Jackie Woodside she is the author of the Amazon Five star rated book money by your Financial Freedom real bad you're going to want to be here for that and we're going to be talking about how to avoid those romance scam we have a whole segment dedicated that in fact that cost people over 200 million dollars last year and so much of it goes unreported we want to make sure everybody's knows what's happened so it doesn't ruin their life our first guess is Jackie wood siding she is a certified professional Coast licensed psychotherapist you've been doing it for 30 years she's a stalker 3 best selling books over 25 coaching curriculum her book money Vibe your Financial Freedom formula by the way she had one book called calm in the chaos as braids

I can buy ink magazine one of the top motivational books of 2015 Jackie trains coaches deliver programs designed to radically improve people's relationship with money and stress she offers professional development training retreats in keynote speeches Jackie's work with major corporations University she's worked with government civil sector work as well as many others what I really like about Jackie's or missing her mission is to raise the vibe of the planet creating a world where love prevails I think that's wonderful Jackie welcome to the show I'm glad to hear hey Steve it's really good to see you again so I can hang out my face radio

what to do in world first started talking about everybody has a Vibe what is everybody's Vibe Freight in right so and know that feeling when you go to a party and you'll see somebody across the room and usually is about that right I don't take their bye bye don't know what can we use at work locally for a long time you know their wives but no science is actually showing us that there is something behind that and what I say your Vibe is or the other phrase that uses your Consciousness which is the way that you think and feel and what you believe creates a vibratory pattern around you so if we were to hook you up to an EEG and then you think certain thoughts are you going to meditation you would see certain vibratory pattern then you going to watch a violent movie your brain waves would actually emits a very different

so that understanding that everything is energy meaning molecules in motion and the way that you think and feel and believe creates an energy around you I say at your beliefs emotions attitudes and thoughts if you follow that Along release emotions attitudes and thoughts it's b e a t o make it simpler for people to understand what you were talking about everybody and they attract different people and whether to be positive or negative or I'm going to say my son's an engineer so I want to say Egghead so so to speak and you know he attracts those people cuz they talk a certain way and you have certain people who are enthusiastic and they like people who are enthusiastic or they like people who are not enthusiastic because they get annoyed with you like themselves who are like one another are drawn to each other not a romance

well though it can have that out, but you tend to gravitate toward people who think like you like believe like talk like you know who are like you and there's science behind. So what I say is understanding and managing your Vibe is kind of the Holy Grail if you will create a positive positive expectancy for growth development run two companies and that's so what did you have to live in the energy before e formula the energy of enthusiasm excitement and expectancy so yeah that's in my book that's actually one of the tenants in my book helping people understand that the more you manage survive the more that life changes but anyways just interesting that you said that positive expected because it is a key

positive aspects

here's the thing I know you don't have a background in money like I do and we're talkin about money Vibe and I think you'd be great for audience for you to share your story with money I don't have a background in money will we all have a background money right we all have our money story but not everyone has a background in finance like you do I don't know what you do about managing money or investing money or how to make money with money I don't know what that whole domain is not mine but I do have a money story just like you do and everyone else and what I found is that your money story when it's unconscious often create your money future so my money story is that I grew up with a single mom my mom was widowed when I was 2 years old so a single mom with three kids and a high school education and a very rural area and so we were very little economic means in fact my first money memory was when my mom was paying bills at the kitchen table one day and my brother and sister and I wanted to go see a little matinee movie at their Central

school where they were going to do the big real and show the movies for kids and it was $0.25 for each kid and mama just like that I heard a rustling in the kitchen and she was reaching up to the top cabin and pulling down the big blue Maxwell House Coffee can you know what was in that coffee can pennies it down and rolled three rolls of pennies so my brother and sister and I could attend the movie and what's that imprinted on me was this money money stuff but we're just going to get by and now became the theme of my life all the way through it when I graduate school right before grad school I was literally homeless of my life that I was homeless so I say my money story is that I went from homeless to seven figures and I say that with all humility not like oh look at me I'm all that I know I learned a lot about the inner game of money and how to transform and money at stuff but I'm just getting by to I am always in the flow of of goodness and energy and

funny and I give and receive I love that would prompted you to write the book about the money by book partially my own experience write my own life experiences struggling with it partially because I was a coach and a psychotherapist for 30 years I'm still coach no longer a psychotherapist and I saw how much stress and upset and whatnot that money causes people in fact I just saw an article I think it was on CNN just today that a lot of the people that were involved in the Insurrection at our Capitol building where people who have Financial stress and financial difficulties I got to see both as a therapist and the coach the impact that money has on people's lives and I felt like I had some things to say in to teach about it because I was that my God money is tough but I'm just going to get by that stress that pressure and then understanding that if you change your Consciousness or elevate your money by view can a create a life with more money but be no Financial Freedom no Financial Freedom whether you have money or not because

Freedom isn't an outer state is an interstate so because my my commitment in life is to raise the vibe on the planet I basically choose hotspots that people have difficult stress areas I read a book I wrote a book on money I wrote a book on change all of them are about how to master your inner World about these different topics that are very difficult for people in our world in our culture what were some of the steps that somebody would want to take in order to master there in a world as it relates to money question so one of the things that I have people identify as what language they have what are they most often think or feel really aware what is your money bought for most people when I asked that what do you most often say or think about money it's like I'm just getting by like that and you can feel the constriction in that energy so shifting from that sense of constriction in like oh it's so difficult it so hard to have a sense of living in the 40 formula the energy of a

Suzy azzam excitement expectancy how you do that is when you notice yourself what a cologne Vibe state of stress and anxiety and worried and upset and resentment whatever that that energy to practice what I called the three C's you'll make you go into that anyone else with a simple formula patch that hole there it is again that's what I was talking about there's that little guy feeling about money challenges like hey look is that how you want to feel about money is that how you want to feel in your life do you want this kind of stress you have to live this way talking back to a challenging that thought and then lastly changing it what else is possible what else could you say think and feel about money like I could say that I'm on Financial Freedom is an inside job that I really do have my needs met because I'm right here I have clothes on my back and there's some food in my fridge be like really challenging those

inner lobe I've stayed in elevating them to Higher by States it's almost like getting somebody to realize you're doing okay you need to be grateful for where you're at and then start thinking about it in a different vein because it's one of the questions I love to ask people is what your first experience with money and it usually comes from Mom and Dad giving him something for you know doing work or because they got some sort of allowance for that they did something or not for it or I've had to actually people say you know what I meant people from the depression their whole thing is hey we're going to use it up wear it out and figure out another purpose for it and when lady and told me she goes get my dad had a lot of long sleeve shirts that turn into short sleeve work shirts Fireside pajamas too short sleeve work shirts and then they became rags in the process of somebody cuz I've seen people they live their kind of their parents life

I think will you look at that you say okay how can I unenroll rain this into somebody and change what I like to do is take a break and talk to you about that next. Okay this is the saving with Steve show we're going to be back with Jackie Woodside this is wonderful more expert advice for having a happier relationship with money still to come on the saving with Steve show

don't let your financial woes keep you up at night and prevents you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where did he talk about the ins-and-outs of money those financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tune into the saving with Steve show join me Steve section of the saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that saving with Steve. Us saving with Steve. Us will see you soon

welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton hello welcome back to the same thing with Steve I just want to take one minute before we get back with Jacky to truly thank you for tuning in I appreciate you letting your friends family and Associates know about the show hey we just head over to 337,000 listeners I'm very thankful for that I appreciate you all listening hey by the way all the replays are available in stating with Steve. Us if you're enjoying the stories of helpful information and insights on Sable was Steve been encouraged you to subscribe to your YouTube channel so you never miss the show and check out a few of our Affiliates like UK help radio CBS radio talk radio New York City e360tv Las Vegas TV networks and all those networks that are dedicated to empower you to solve problems uplift your spirit and live a life of financial personal freedom jacket hey welcome back to the show

I appreciate your being here I just like to get back into that money discussion that we were having so you were asking me about the like what I'm saying to you intuitively make sense to you that if you walk around all like and worried and angry and resentful and it's almost like you're taking the garden hose and sensing at all so that the flow of money week why do we call it currency of his money currency can't come to you because you're in this constricted angry State you got the blinders on so how do you get over here to this energy and enthusiasm excitement and expectancy you know one of the things you pointed to already is just what are you focused on the problems that we have in America most of the world would love to have our problems right so are you focus most people focus on lacking insufficiency about money so one of the exercises I have people do is just go around your house and take note of all of the things that you have an abundance of your key is being grateful being grateful for what you have

starting there is a way to elevate yourself but what do you already have an abundance of you know I have an abundance of winter socks and boots and athletic equipment than and friends and loved and spewed And I Ran So Much upon this but we focus on lap you get what you focus on so when you shift your focus from scarcity and lack to abundance and prosperity you get more of that that's more healthy energy shows up so that's what this one there's so many I can say to you is a couple more but then I want to tell people in exercise an experiment that I have online that people can do for free so and another one is to get underneath what is it that you value about money and are you living those values with how you spend your money cuz a lot of people spend money in ways that it's like you know do they really care that much about that new purse or that are your values in life aligned with how you're spending your money that's the second one third one is on this is so important what do you actually believe about money in like my beliefs I drove me for you

decade into my adult life money is hard and I'm just getting by that was my fundamental beliefs I replicated that in college when I work two or three jobs had a basketball scholarship was hard but I was just getting by then graduate school working awake overnight and doing medical research on my body so that I get paid a few hundred dollars here and there while I was a graduate school was hard but I was just getting by changing that fundamental belief that you have about money to now I'm in the slow how do you change that is recognizing the abundance that you have and being grateful and then deciding is that possible if you want to happen light know what they're going to give me changing that belief slowly over time with using the three C's so those are the three C's catch it challenge it and change it when you notice that Blake change it perfect tell people is online I have something called the 30 day money Vibe challenge that actually proves what I'm showing to you and it's 30 days for people to choose them amount

unexpected income they want to bring into their life and then every day they get an email from me with an action and affirmation an intention and that's all you do do that action it takes 5 minutes say the affirmation and then watch to see am I focusing am I creating more money to come into my life and I've done it for it I was at hundreds of people and it's incredible to see the inflow of money that people that's that's almost like feeding the good wolf it's beating the hammock and the news media just be very candid my wife who got stuck at home and she's watching the news media and got her hooked and all that stuff and she was the most anxious person her heart rate the whole shot and people get that way about their money I know people that have hundreds of millions of dollars and they think it's all going to be gone tomorrow and that's the wrong Vibe or the wrong spot they should have and they need to start

eating their brain and I like that where you say hey here's an action here's an affirmation affirmation for doing the right thing it's great I love that yeah it's really really powerful and easy to do to see how this shift in Consciousness shift in Focus changes your outcome and changes the experience working with people and Advanced Tax planning and sometimes as a business coach I see those people that are so worried about how that business is going to grow and I start talking to say when you know what would you like to expect where would you like to see grow how would you go about doing that now that you have a plan you can possibly expect that to occur you know I have a little hey would you get done this week I was just great do you see the Improvement yet not really could you see the approve it now and I get him to go look and they start looking at you I see it in the attitude of the people that are working with me and it's just a little by little

27 Super Bowl in his teammates said one of the reasons that they won is that Tom made them believe they could win and he sent a group text message to the entire Team every single day at like 11 at night and 5 in the morning saying we're going to win this we've got this you gotta believe we've got this so if you said to your clients you know this is your seven-figure plan and we're going to get there and you keep instilling that in there and they develop that belief that is what they will absolutely create a move toward you're not going to do anything if you think you're going to fall in the gutter what you believe so he believed in scarcity in life you will continue to create that died from being a negative Nelly to being a new kind of a high Vibe high-energy person but it's the quality of your life depends on if I also want to say one thing I think it's really important that people

start looking at ways to eliminate negativity from their life whether it be watching the TV what you can soon love you want to realize if you look at Network news it's a blood sport it's about how bad can we make this so people watch they get anxious to get greedy to get upset and that's how we're going to get a ratings and sell stuff at the reality is we have to get away from that you got to say hey it's not worth my time does the real reason you can't change what's happening right now in the White House in fact as a culture we live and Consciousness research has proven this as a culture we live kind of been this low V about survival and stress mentality the lens through which mainstream America most people in the country sea life cuz we're said that all the time as you said what are you feeding so when you're given a steady stream of negativity and anxiety and worry and wrought with division that becomes your filter for the world so be very mindful about what media you consume and what kind of tea

so you're around I was going to say that because there's some people they loved the world of commiseration it was interesting I have a brother who's got stage 4 melanoma cancer and you know they have a couple months but my sister was telling just last night about somebody else that she'd help through sort of the same situation the gentleman has two months to live and people are calling him telling him how bad their life and he go away from me so it was just very interesting so I'd like for you to say hey this is my message that I have four people and then I'd like to have you tell us where we can go about getting your book money Vibe how people getting contact with you so I love your message and I love how you help people out my messages raise the vibe and let's create a world that works for everyone to World relief for Dale's really your pants of Financial Freedom is knowing that you're fine and that you always have freedom

whether you have money or not because freedom is a state of mind in the State of Consciousness so that's my message to the world and methods. Com 30 - day dash challenge money, and you will find it and also, and I have Facebook group around money that I would love people to know about is called money Vibe Mastery Facebook group money Vibe mastrian Facebook perfect at.com or just find me at Jackie would like. Com today I love your message I love what you're doing then we'll look forward to seeing you down the road getting a happier relationship with money still to come on the saving with Steve show

don't let your financial woes keep you up at night and prevents you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where did he talk about the in an ounce of money those financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tuna to the saving with Steve show join me Steve section of the saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon

welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton Steve Sexton House of shaving with Steve we have an announcer today we got our numbers for January we head over to 337,000 listeners we're very excited with that I truly want to thank you for tuning in I appreciate you letting your friends family Associates know about the show all the replays are available at WWE shaving with Steve. Us if you're enjoying the stories of helpful information inside on saving with Steve and encourage you to subscribe to your YouTube channel so you never miss a show and by the way check out our Affiliates at UK help radio DBS Radio talk radio New York City e360tv in Las Vegas TV networks all these networks are dedicated jump on you to solve problems uplift your spirit and live a life of financial personal freedom

you can also follow us on Facebook and shaving with Steve Sexton you get involved with insiders Club in your Replay that shaving with Steve. You asked what I'd like to do is welcome our next guest star next gas is Senator Stephen theme of the 8th District of Idaho I want to thank you all for joining us what's a pleasure to be here and I'm a state senator some people think of it two senators of the ones to go to Washington DC and I'm not one of those will probably be stuck in a different type of place right now cuz I'm understanding that trials going all day long so and that's probably an entirely different circus so that it is I'm sure we're here to talk with spinners even think about his views on curing homelessness poverty and he's looking at doing it through screw you shoes that are poverty education and Healthcare I think these are really interesting and very important issues and I think it's also very important that our listeners

and what's going on because they are reaching a sex for money with that again I want to welcome to the show sinner thing what I'd like to do is just start out by are you interested in the three issues of poverty education and Healthcare well that's a great question and the reason is is because a peaceful Society a prosperous Society is based upon the people in the society and so quite often we get thinking will the government has all the answers will the government has an important role but sometimes we get sick he was a government can do this create this program when in fact if we really want to have a peaceful and prosperous Society we need to focus on increasing the number of families that can take care of their own needs and so that's why education plays into this you know most dates about half the money race in the state your taxes are spent on education and what's education designed to do it's designed to help us become productive adults couples earning income so that we can take care of her own needs that's one reason I'm interested in education

when it comes to Poverty I just going to say this cuz when we originally spoke I heard what you told me and I started doing some research and I found out that you receive an income if you're in lowest term poverty level but once you hit that certain poverty level than you stop receiving that income and then you got to do it yourself and the reality is that income really doesn't allow anybody to really grow the cut end up falling back is that correct yeah that's one of the things that happened that we're facing is the movie really need to fix it somewhere around about 140% of the federal poverty level for food stamps drop off yet it takes more close to 200% of the federal poverty level before people are making enough money to really pay their own expenses and pay rent and have a car transportation it's that Gap that I'd like to work on this finding those people don't want to move off of poverty and giving them a little bit of help through private means mostly to

game employable skills or whatever their particular issue is so that they can reach that point that they can be independent and not fall back into poverty so if you stay there you're not able to reach your full potential so it's it's really harmful on the person on your personal psychic and helping them reach their full potential as how they feel good about themselves and they really help others also but what is the federal poverty level in the federal poverty level is the amount of income for an individual or family of 4 and it varies by state in the number of people in your family but it's not very high for an individual I might only be 13 or $15,000 I haven't looked at it real recently so don't quote me on those. I just wanted to give an understanding I mean it might be 1315a might be $18,000 depending on the state but regardless of what state if you have a family of four you know that's very hard to be able to handle that family

also means that if you have that is probably what you're spending and food for three or four kids you're probably not seeing a doctor your kids aren't able to really educate themselves because they don't have enough money to keep him properly nourished I think people need to understand if this is a cycle that people keep falling into because they can't get food stamps and other things it's going to perpetuate itself isn't that correct or absolutely that's practice a lot to do with culture what we get used to and so there's a couple of things in education or trying to do an Idaho sample in the eighth grade I'm encouraging the formation of an exploratory class so he's graders to start seeing what occupations are out there who how they become a plumber how they become a doctor what education is required do you go to a community college you going into a trade Union for example and how you becoming a friend the store didn't have an idea of the possibilities of what's in front of them cuz there are lots of opportunities even in high school to begin like becoming up plumber's Apprentice or

you can take college classes in high school so that when you go to college if you want to become a teacher you can have year of college out of the way but a lot of students don't know the options they don't know how to do that specially those that have parents that didn't go to college or maybe don't have a profession such as a plumber or electrician so what you're really saying here is to create a program where it ain't grade once I get out of the middle school before they get in the high school they can understand what career options they have is supposed to hey I just got to go to high school and by doing so somebody can say this is what I want to do I understand this real well because when we went to a wedding in in Michigan a long time ago when my son was a sophomore in high school we decided to take him to a college orientation for students who want to go in there and one of the questions that was asked of the College of the recruiter was I'm interested in being an engineer what do I need to do for she basically says we want to see that you want to be an engineer you need

new things and take classes it say you want to be an engineer so if you're doing band and you're not taking stem we would have an issue if you coming here cuz it says you're not committed to being an engineer and my son took that to heart and went okay I mean he was in band and all that stuff he eliminated band because he really wanted to be an engineer and now he's in a senior in college she got great grades and he's going to be an electrical engineer and the same thing happened for my daughter and at that time she was only an 8th grade boy to see that the middle shift Hank from realizing that I have a place that I want to go and I'm going to set my my path towards there was a big shift and I could see that in kids because they're very impressionable in the way of what do I need to do how do I need to do to get there so I think that's a wonderful proach and I love that's one of the great needs in any person's life is to get a sense of what I or was a student can be, and do that's one of the great things that a great teacher does is they Inspire the stew

accomplished something every student has a goal than the rest of Life can become much easier it's Dunes it feel discouraged or don't think they have a past forward it's a lot easier to get into trouble you know what is in what is it I read a study about some countries in the Middle East where you have Highly Educated people they don't have jobs and can't go anywhere and get very frustrated about the system and then they look for blame and that the whole shot so we have to live in a wonderful country but if we can get somebody purpose and a hope for a brighter future by their own actions I think that's much better and we have a program up here that's really kind of interesting especially if he heard you talk it in this circle of liberal conservative Paradigm we need to take a break real quick could I have you hold that thought will be right back absolutely more expert advice for having a happier relationship with money still to come on the saving with Steve show

don't let your financial woes keep you up at night and prevents you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where to be talked about the in an ounce of money does Financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tune into the saving with Steve show join me Steve sex and out of saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon

welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton hello welcome back Carter Steven theme in of Idaho we've been talking about the issues of poverty education and Healthcare it should just a wonderful sense of what is looking to it hopefully happening in Idaho what you're looking to do with a braid with giving kids help them find a direction of path they can take what they need to do with it pass become a doctor a plumber or whatever it is because then they have purpose we were just finishing that that segment but I'd like to go back to the point you were about to me I'm going to leave it to you let you do it to the point they're Center appreciate that if you come to the liberal conservative Paradigm that we usually think and I think we have some agreement actually between liberals and conservatives that we really want to build people as we build people then Solutions up here

quite often one of the happiest things that happen especially in the enemy it is we focus on what we don't like I'm complaining one reason you don't hear from me myself and I seldom Inn in the news is because I try to focus on Solutions and solutions that actually build people so they can take care of themselves so one of those is something called Advanced opportunities program in Idaho and that provides $4,125 each public school student that they can use to take dual-credit classes AP test Career Technical education examination so then get industry certificate but they get to choose so they take ownership over their own education and some people say well that's an entitlement mean okay to Liberal conservative Paradigm but it's really not because his building the responsibility and ability of people to make decisions we're just finding the the good choices they make taking a college-level courses

is it working harder in high school is not your traditional entitlements because you have to work to get it and I think that's what a lot more people and more liberal side for trying to do also as is Bill people tell their way of doing it might be different than what the conservatives are thinking of doing it but if we focus on building visibility of people and increasing the bility to take care of themselves then I think we can come to Common Ground what's the solution how can we do this so it's the discussion that we really need to have on solution not complaining about what the other side is doing and well you know what does and well and you can see the blood sport in the news with all that so you just I called that good walls are that's bad while we need to Goodwill to men we need to talk about solution when it comes to what you're saying is and I believe in this term called positive expectancy and what a positive expectancy to me is is somebody has hate I can accomplish this in the future we just had Jackie Woodside

and he was a lady who basically was homeless through most of her college and in a year getting a doctorate and all that stuff but she knew later on that she was going to accomplish these things and be able to afford herself and grow her life and be productive and I think whether it was regardless of what your situation is if you have that positive expectancy or you've been getting the tools to go see through the eyes of an energy to and determination to believe that that will happen for you that makes all the difference in the world the one the one area that we haven't talked about yet has Healthcare yes let's do so it was things that I've learned about 70% of all healthcare costs and everybody knows healthcare costs are really high every family budget every government budget I mean is that it's a big drain on the economy and we're spending more money and seemingly not getting too much healthier but the reason is is because

getting most of our care in the most expensive place which is hospital hospital Centric system and we're also not focusing on prevention what I'm recommending and encouraging people to do is and then there's a lot of organizations doing this is to focus more on unlimited access to primary care what one name for that is a direct Primary Care horror enhanced Primary Care where a person can go to a clinic a primary care provider basically at no cost and work on the prevention side and if you can work on prevention then you don't need to Downstream cost you don't need to talk to sociate with hospitals also about 70% of all medical costs are from lifestyle choices so if we can instead of eyes people to know quit smoking or to exercise more Horton to do those eat better and there's a benefit for them to do that then they will start making better choices and they need to be rewarded for those

choices but the focus has to be increasing our Primary Care system if you were to go to a you know I imagine you went a hundred years ago to a very poor place in America or anywhere else in the world that's the first thing you do is make sure they had clean water and the sewage was disposed of you wouldn't build a hospital first so that I think we've we've gone past the basics and we've gone to the hospital rather than let's let's create access to primary care clinics because that eventually that will drive down costs more than building or hospitals were having more access to do when we talk about Primary Care were talking about going in for annual checkups physicals things like that so we can catch things early and prevent them before they become very expensive it will one of the big issues it wouldn't when you have people who are on Medicaid they tend to go to the emergency room so what you're saying is we want to have

doctors and Clinics set up to where they don't go to the emergency room they just go to their primary care doctor emergency room because usually doesn't cost anything to go to the primary care doctor might cost 30 or 40 or $50 depending on where they are and what not so I'm suggesting no let's take away the expense from the primary care as long as they're doing certain things like getting their annual checkup and you know someone with diabetes take I should go in more regularly to make sure that there's blood sugar levels are at the right place but there are people that start getting sinus infections and they put it off and then it becomes very costly because they don't want to spend the 20 or $30 to go to primary care provider and if you have to pay it out of your own pocket cuz we're talking about Medicaid he might be $150 well that's starts to be in a lot of money so take away those access issues from primary care and then we can deal with it the more expensive Hospital issues you know so another words what you're saying is if we have ever

buddy focus on Primary Care preventive care in lifestyle issues and it's enticing to take care of those things we can reduce the expenses of major medical cost or the continue run into the emergency room which is obviously very expensive and reduce overall cost of Healthcare on the individual cuz right now I know my my my family's health care costs almost as much as their mortgage on a monthly basis so it's crazy options out there and people will look for them but it's a little bit of a change of thinking in our own head that we really are responsible for your own health and it was a blessing to have health insurance to take care of those expensive needs but really we are responsible to keep yourself healthy and that's one of the things that I advocate for is let's let people accept responsibility and then be rewarded for that on the advanced opportunities program going back to education so students get benefit

reducing the cost of college if they take the responsibility to work harder in high school but it's their choice we need to reward good behavior and just not to take care of those that have bound themselves in the in the bad place or even made poor decision we need to reward good decisions I think that I think it's wonderful if if those programs are a people been communicated to are essentially marketed to in 7th and 8th grade and in as a freshman in high school in condition to go utilize those programs I think we can get started on the right foot so to speak at Senator I want to thank you for coming on the show I'm going through this with us because you know what you are you know I'm in California and Idaho we have a big homeless problem poverty issues and you know what I would love for my state to take some of your ideas to help Empower people and give them that positive expectancy that they can get out of their situation and deal with her issues

supposed to just trying to kick in a McChicken I can down the road so thank you for that well thank you and as soon as the pleasure Chest it to visit some more and it's and thank you for having me on the show and India what I don't know if I told you this before but my daughter goes to Boise State so next time I'm in town I might look you up and say hi and just fishing and beautiful you know the sawtooths in my area and maybe but it's a beautiful mountain range in Central Idaho thank you so much and thank you for being on the show will hopefully see you here in the future. Thank you I hopefully we will get more expert advice for having a happier relationship with money still to come on the saving with Steve show

don't let your financial woes keep you up at night and prevents you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where did he talk about the in an ounce of money bills Financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tuna to the saving with Steve show join me Steve section of the saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon

welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton wasn't that great we had Senator Stephen thing on the show he was talking about how to deal with Paris homelessness through Education Health Care and how to help people get that positive expectancy in their lives in the list themselves. I said one of their big goals is to make sure people can get to the point where they're at three times the level of poverty so they can really live their life and advanced it for themselves as opposed to always expecting government or having government pay for things I think that's a wonderful way to go I love his thoughts on Healthcare and education because I have somebody can realize what they want to do early in life the quicker they can get there in the quicker they can start being prosperous and then environment so again I want to thank you all for joining us appreciate you

while we hit over 337,000 listeners this last month and we're looking for them to grow that to have a wonderful audience again I want to say thank you to the friends and family for listening in and chilling your friends about us if you like the stories and the episode that information that can be a benefit your life I encourage you to subscribe to our YouTube channel but you never miss a show and check out our Network Affiliates that you can help radio bbsradio talk radio New York City e360tv and Las Vegas TV network all these networks are dedicated to our new to solve problems that lift your spirits live a life of Financial and personal freedom oh by the way you can follow us on Facebook and join the saving with Steve sex and insiders Club again you like to see other episodes go to the skating with speed. Us and staining with Steve. Us to get replays in Morse and let's talk about a subject that is very near

dear to my heart it's how to avoid costly romance can tell what I'm going to do is I'm going to talk to you about and paint the picture about how this occurs I'm going to tell you about three or four people I know that it did this has happened to them K because he's romance scams of hit professional athletes Heisman Trophy winner they've had actors businessman CEOs they've hit a lot of people it's just that most people don't realize that the people who are perpetrating this Con are professionals and they do it all the time and they have a lot of practice cuz they do it 24/7 a romance scam since 2015 have tripled costing people over 200 million dollars or romance cans in the last year with a pending pick up 20% I mean aarp's putting out things now here's the thing about a romance scam a lot of people think it happens with a dating app in your dating profile well it doesn't not judge

the dating app it happens with you could be on a Facebook friends group like one of my clients for cooking or a Facebook friends group that was a religious sites for helping people that were poor and downtrodden it could be on a wine club site basically here's what the scam is okay so you have a profile on there could be a dating whatever profile for whatever group you're with or whatever side you're on a promising match gave her some good looking smart funny and personable the potential mate or interactions you're having claims to live in another part of the country or be abroad on business or deployed in the military they sing Mitten with you they say you're good looking they like you're cooking your ideas for recipe or their connect with you on LinkedIn that type of stuff and they're eager to get you know

you better at some point dying they suggest to move your relationship to private channels like emails are badass over weeks or months you feel yourself growing closer you make plans to meet in person and for the person your new love that you're you're looking to me something seems to always pop up or come up and he can't me and then an Urgent Message request or you find out about a business that they're working in and they're looking for additional investment and it's one of those can't miss businesses K and then you know it's either an emergency medical problem business crisis and then online companion yours need you to wire him some money I need help I want you to know what she will promise to pay you back but they never do instead they keep asking for some more money until you realize you didn't have no one to talk to you about a couple of people one gentleman that I know has a gray

heart very Big Agnes church he works with homeless he works with food pantries and he has a stop hard for anybody in a bad situation so she connected with a woman online who was in an abusive relationship and he just thought he was being a support person for her to where she could type and go back and forth and she got to the point where they were doing the email stuff and she said you know what I'm trying to move I don't have any money and he goes right I'll help you in any way that I can see there's no I don't need your help I'll make this happen and he's she positioned herself to get him to ask to three times since you find said you know what I need a couple thousand dollars do I like so I can move to another place and then she need a couple thousand dollars more a couple thousand dollars more turned into $20,000 for him because his wife found out what he was doing she wasn't upset by the

he was trying to help somebody but he was as she was upset by the way that she he got taken for as much money as you did and I'm the second person she was actually a financial client of ours and we were helping her manager IRAs and all that kind of good stuff and she came to us and say hey you know what I need to take $100,000 out I don't care what it costs I need to get it and I said what what what's going on tell me what's happening she says well I've met this person and he's in New York he's got those he's a doctor he's got this wonderful business and I have the ability to contribute $100,000 and be issued family and friends chairs at you know I can't really tell anybody about it and I said stop stop stop you need to go talk to the police about this you need to find out if this is real and you need to find out if you're being spanked you should do know just give me my money we got her the money and she invested it with them and then about four months late

she got another 50,000 out and we'd still encourage her and send her emails and stuff about romance scams and everything not me not me and then she finished cutting her Ira no more money in there when she realized she had been scammed because she couldn't get ahold of the individual anymore wasn't until the police or not the police but the IRS said hey you a $70,000 because you got in your IRA that you finally told the FBI the police filed a police report and all that stuff so she didn't have to pay the taxes on the decision that she may have been so you know this destroy her financially because she had recently stopped working and been about a year and a half or two since she has stopped working and you know what size of small pension and social security she had to get a reverse mortgage to create more income so she can have some sort of retirement this scam devastated her and it devastated another one of my clients as well who had to turn around we thought you was going to be able to

early but had to go back to work and it was a similar situation and they just didn't lose $15 $20 were talking a couple hundred thousand dollars and it wasn't actually threw davian's the other person that was an R group that she was involved and one of my clients actually met a gentleman who just the romance scam in person and he does it with seniors cuz he he's one of those older people who looks a little bit younger Ruel WellSpan pass himself as a doctor and all that stuff I need a little bit of money milk some 440 $50,000 and moves so here's a couple dudes that you want to follow and then I'm going to give you the Jones and then the tool reduce do take it slowly ask your partner potential partner a lot of questions and watch for inconsistencies that bright reveal imposter if somebody you're asking direct questions you always change the subject or reader

directions to something about you hey something's up do you check photos go to Google search images image features and you know what if the picture pops up with multiple person's name or on a scammer's website guess what you know be very wary of flirtatious and overly compliment and email paste the text under the search engine to see where the same word word show up on websites for scammer now shut off the communication immediately if you suspect the individual may be a swindler do not know do notify the dating sites in make the in the maker of the app so they understand what's going on so they can kick that person off but don't don't Bill a false sense of safety because you're the one who made first Contact K cameras are professional there flooding dating sites and all sorts of websites with fake profiles in waiting for victims to come to them don't reveal too much about you

personal information is in a dating profile or anywhere else or someone you're chatting with online cuz cameras come and just exploit those details like that's your last name where they use to manipulate you so to commit identity theft hey there looking to steal your money don't ever give an online acquaintance intimate photo because it can be used to extort you don't send cash to someone you chat with online put Power put money in a Reload gift card for a further further person you'll never get it back and utilize tools like real the real mean. Com where you can checks out somebody's background or to go to Spokeo Spokeo. Com to see if the email you're receiving is actually the one you're talking about OK report people to the FBI the Federal Trade Commission I ate your pee any scamming website you can find because you know what it's going to save your money in the ones you love because that way nobody else can take taken advantage of them now

I want to thank you all for joining us today we had Jackie Woodside talk about the money Vibe Center Steven thing talk about how to solve homelessness and poverty Education Health Care and many other things and then those with Justice everything can make a big difference is about giving people a positive expectancy for your life you know what you know what that's our chauffeur today stick with us will be back next week and I want to thank you for again going us or our listeners up to 337,000 and look forward to seeing you next week have a great week be safe and healthy thank you for joining us for the saving with Steve show hosted by Steve Sexton to learn more about the show and how to become a guest or sponsor visit saving with Steve. US Vets saving with Steve. Us join us again next time as we continue to talk about everything under the sun that relates to you having a healthier happier relationship with money this has been this

leaving with Steve show hosted by Steve Sexton