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Medical debt is one of the biggest financial stressors in the U.S., and according to today’s guest, most medical bills contain errors. In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D., (The Money Doctor) and co-host Jess Tyler welcome Dr. Virgie Bright Ellington, an internal medicine physician, medical billing expert, and fierce patient advocate. Dr. Virgie is the author of What Your Doctor Wants You to Know to Crush Medical Debt and founder of Crush Medical Debt Finance Wellness. You’ll hear a practical, empowering conversation about how billing is a completely different “universe” from the care you receive, and why patients need basic medical financial literacy to protect themselves. In this episode: • Why 8–9 out of 10 medical bills may contain errors • Why the first bill often isn’t a real bill • How to spot a legitimate bill using CPT codes (and what to ask for if they’re missing) • What a UB-04 form is and why it matters • How to use the Medicare rate as a benchmark when disputing charges • What balance billing is, and how people get trapped by it • Dr. Virgie’s powerful personal story as a two-time breast cancer survivor, and how predatory billing helped spark her mission Dr. Virgie also shares her simple three-step process to help people confirm what they truly owe, dispute errors, and negotiate a fair payment plan.earn more about Dr. Virgie: crushmeddebt.com
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" Frequency of Pure Love "
Title: The Divine Mind
Susan Ibitz, Neuroscientist & High Performance Behavior Specialist joins me along with Beth Capecchi PhD, Psychologist & Mental Health podcast host. Then, it’s 'The Sports Doctor Is In' with some Dr. Bob wisdom and your questions and emails!
Kara Goodwin is the host of the Soul Elevation podcast, where she explores ascension, spiritual awakening, energy healing, extraterrestrial connections, and consciousness. As a skilled spiritual and meditation guide, Kara empowers others to deepen their spiritual connection through transformative practices.
Her debut book, Your Authentic Awakening: A Guide to Everyday Spiritual Living, provides a roadmap to embracing a spiritually awakened and authentic life. Through her work, Kara inspires others to elevate their souls and align with their highest potential.
Athlete. Coach, Author, Fitness Trainer, Speaker
Micah LaCerte is a world champion athlete, fitness icon, and transformation coach who has helped thousands of men reclaim their lives. On the outside, he looked like he had it all — magazine covers, championships, and business success.
But behind the success was a story of abuse, trauma, and shame. For years, Micah silently battled anxiety and depression, believing lies that he wasn’t enough. It wasn’t until he surrendered his brokenness to God that true healing began.
What the enemy meant for destruction, God has turned into a calling. Micah’s personal journey became The Breaker — a book and a movement to help men walk out of shame and into purpose
National Political Director at People For the American Way
Markus Batchelor is a proud native Washingtonian and dedicated justice advocate.
He made history when he was elected as the youngest-ever elected member of the DC State Board of Education in 2016, where he represented Ward 8 and was elected twice by his colleagues as the board’s Vice President.
Raised by a working-class family in Congress Heights and nurtured by a caring Ward 8 community, he is a graduate of the DC public schools and attended The George Washington University before pursuing public service.
Prior to his tenure on the State Board of Education, Markus served as an Advisory Neighborhood Commissioner for Congress Heights and Washington Highlands, where he worked to revitalize a fragmented community network, enhance cityservices, and grow results-driven initiatives to tackle our most complex challenges.
Markus is a proud member of the Democratic Party and has also served as President of the Ward 8 Democrats and as National Committeeman for the DC Young Democrats.
Markus has spent his career working to lift up his community. He worked to bring government closer to the people as a Ward 8 liaison in the Mayor's Office of Community Relations and Services (MOCRS). He served at the Far Southeast Family Strengthening Collaborative, a Ward 8-based nonprofit dedicated to creating a healthy socioeconomic environment through which every child and family has an opportunity to achieve their maximum potential and to lead a productive life.
Today, Markus is the National Political Director at People For the American Way, an organization convening diverse Americans to defend freedom, justice, and democracy for all of us.
In addition to his professional roles, Markus pays it forward, contributing to the Marion Barry Youth Leadership Institute (MBYLI), which he attended as a teen, served as the District’s 51st Youth Mayor, and continues to mentor and train DC
youth.
Markus currently lives in Congress Heights with his 5-year-old rescued American Pit Bull Terrier, Konny.
Ross Coulthart is an Australian investigative journalist, author, and documentary producer
Ross Coulthart is an Australia-based investigative journalist, author and filmmaker with over 35 years in broadcast television public affairs and newspaper journalism. He is currently a senior investigations correspondent for the US national NEWS NATION TV news network based out of Chicago, hosting the popular show REALITY CHECK. https://www.youtube.com/@NewsNation
Since 2017 much of Ross’ investigative work has focussed on the phenomenon of Unidentified Anomalous Phenomena (UAPs) aka UFOs, a subject long stigmatised and ridiculed but now acknowledged officially by the US Government to be an authentic scientific mystery worthy of serious investigation.
In June 2023, Ross’ exclusive television interview with former senior intelligence officer David Grusch revealed Grusch’s investigations with the Pentagon’s UAP Task Force had uncovered a secret US Government and private aerospace UAP craft retrieval and reverse engineering program, knowledge of which has been withheld from Congressional oversight.
In January 2025, Ross’ exclusive television interview with former US intelligence operative Jake Barber brought to public light for the first time, direct on-the-record evidence of the US Government’s covert NHI technology program.
Ross has worked as an investigative journalist across TV and newspapers, including the Sydney Morning Herald, the Australian Broadcasting Corporation’s Four Corners, Nine’s Sunday show and 60 Minutes, and the Seven’s Sunday Night investigative public affairs show.
A law graduate, Ross has written six best-selling books, including In Plain Sight: An Investigation into UFOs & Impossible Science (HarperCollins 2021). One of his three First World War histories, Charles Bean, won the 2015 Australian Prime Minister’s Literary Award for Australian History.
My name is Diane Morrison and I'd like to welcome you to Healing Works Salon and tell you a little about myself. I worked in traditional health care for over 30 years, as an Occupational Therapist, when I was inspired to pursue additional training in more natural healing techniques; Quantum Healing Hypnosis Technique (QHHT), and Reiki.
I was introduced to the work of the late, great, Dolores Cannon and my path unfolded in front of me. I signed up for her level one training in Arkansas in the spring of 2011 and I have been practicing this amazing technique ever since. I completed level two training in the fall of 2012 and was accepted into the Recommended Dedicated Practitioner program in January of 2014. This later became the Level 3 Practitioner program. I am committed to practicing the Quantum Healing Hypnosis Technique (QHHT) just like Dolores Cannon. The results are simply amazing. I am grateful that I was able to receive my training directly from Dolores Cannon, for all three levels. Dolores Cannon is/was a legend in her own time. For more information about this incredible woman please go to qhhtofficial.com to learn about her life and work.
Please feel free to contact me for more information about QHHT and Reiki services, if you have questions, or would like to book an appointment.
CEO of Sponsor Concierge, Author
Linda Hollander is the industry leader in teaching people about sponsorship success
Linda Hollander has been featured by Inc. and Entrepreneur Magazines as the leading expert on corporate sponsorship. She is the author of the book, Corporate Sponsorship in 3 Easy Steps: Get Funding from Sponsors, Even if You’re Just Starting Out. She is also the founder of Sponsor Concierge and the Sponsor Secrets Seminar.
Multiple Mountaineer, Iron Man Marathoner, Global Keynote Speaker & Author
Meet Sean Swarner. A living example of what is possible when purpose is stronger than circumstance. Once given just 14 days to live, Sean became the first cancer survivor to summit Mount Everest. He has since become the only person in history to climb the highest peak on every continent, ski to both Poles, complete the Hawaii Ironman World Championship, and run 7 marathons on 7 continents in 7 days, all with one lung.
Beyond the accomplishments, Sean is the author of the forthcoming book: The True Summit Method, and a globally sought after keynote speaker. His work helps individuals and organizations distinguish between false summits and true alignment, turning adversity into clarity, resilience, and decisive action.
From a hospital bed to the highest places on Earth, Sean’s journey is not about defying odds. It is about showing others how to identify their true summit and build a life and legacy that actually matters.
Accomplished Animal Communicator, TEDx Speaker, Educator, Author, Founder
Joan Ranquet is an accomplished animal communicator of over 33 years, an author, TEDx speaker, educator, and animal guardian.
Joan’s hands-on animal communication and energy healing processes troubleshoot behavioral and medical issues, stimulate healing (in conjunction with conventional treatment), and deepen her clients’ abilities to care for and understand their animals. Joan believes the capacity to attune to animals and work with them energetically is not a gift for a select few, but an innate ability we can all access with guidance. She teaches down-to-earth skills that enable her students to communicate consistently and confidently with animals. Clients include hundreds of thousands of animal guardians, animal trainers, barn managers, veterinarians, sanctuaries, wildlife rehab, and therapeutic riding centers, as well as everyday pet owners.
In 2008, Joan founded Communication with All Life University, an experiential learning platform that offers beginning through advanced training and coaching in animal communication, energy healing, nature, and wildlife. This can be self-paced, online and/or in person.
Her TEDx talk, “The Rainbow Bridge, Animals in Transition,” has 377,000 plus views, and she has been featured in dozens of media outlets, including “The Hollywood Reporter”, “Pet Nation”, “Dateline NBC”, “The Today Show”, “Good Morning America”, “Animal Planet,” and more.
Joan’s newest book, Animal Chakra Healing: Bringing Balance, Health, and Joy to Our Animal Companions (Findhorn Press/Inner Traditions), 2025. She is also the author of Emotional Freedom Technique for Animals and their Humans, Creating a Harmonious Relationship through Tapping (Findhorn Press, 2023), Energy Healing for Animals: A Hands-On Guide for Enhancing the Health, Longevity, and Happiness of Your Pets (Sounds True, 2015) and Communication with All Life: Revelations of an Animal Communicator (Hay House, 2007). She contributed to: The Dharma of Dogs: Our Best Friends as Spiritual Teachers (Sounds True, 2017) and The Karma of Cats: Spiritual Wisdom from our Feline Friends (Sounds True, 2019).
Today, Joan lives on her ranchette in the gorgeous hills of southern California with her devoted animal family: four horses, three dogs, and three cats. She donates her time to animal rescue missions, sanctuaries, and therapeutic riding centers, and is an avid fundraiser for organizations focused on the rescue, recovery, and rehabilitation of compromised animals and endangered species. She has served as Star-Lioness, an advisory/sounding board for the Global White Lion Protection Trust, and on the Spiritual Council for The Gentle Barn.
Trinidadian Steel Drummer, Composer, Singer, Instrumentalist
Emile Borde has introduced the steel drums to a wide audience both in the U.S. and abroad having traveled extensively with his family group “Trinidad Tripoli Steel Band” he has toured and performed with top artists like “Cher”, “Jaco Pastorius”, “David Lubega” of mambo #5 fame, recorded several albums with various artists ranging from Jazz to Hip Hop and Classical styles.
Emile is performing in Los Angeles where he currently resides and will be happy to bring his special magic to your event both as solo or group, which can include fire and limbo dancers for a true Caribbean experience.
Areas of specialization
Live musical entertainment: writer/composer /steel-drummer.
Talent development /Exercise and fitness / Inventor / Video & photographer.
Professional Experience
Musical arranger/singer/instrumentalist/recording artist
Bandleader/solo artist/world tours with Cher and Lou Bega
National tours with Trinidad Tripoli Steel Band, Cultural Ambassador Trinidad & Tobago.
Venues
Casinos: Harrahs, Las Vegas Hilton, Lake Tahoe, Atlantic City’s Boardwalk, Club Med, Disneyland,
Greenfield Village, Broadmoor Hotel, private engagements. nightclubs and restaurants, major conventions and state fairs.
Accomplishments
Detroit Metro Music Award for Best Steel Drummer Stage Presence.
Recorded with Bob Marley’s Wailers band and Francisco Mora’s Latin Jazz band.
Roy Brooks Aboriginal Percussion Choir
Produced documentary for the Trinidad Tripoli Steel Band.
Musical Director, and Band leader for the Tropical Connection Band
Performed at Moers Jazz Festival in Germany with the Detroit All Stars, including world famous
Saxophonist James Carter.
Produce and market original compositions through CD and DVD.
Produced documentary for National Public Radio (NPR) 2003: Lost and Found Sound: Liberace and the
Trinidad Tripoli Steel band.
Published “Sometimes when we dance” Part of the collection at the International Library of Poetry.
Worked with Jazz Legend Othello Molineaux (Warner Bros)
Created and designed the Pan Pal with Rodney Boudreaux Phd.
Performed three times at the annual ZMF Music Festival in Freiburg Germany.
Special projects
Movie scores/scripts, children’s stories, infomercials, product marketing.
Christmas performance for Nickelodeon’s “Game Shakers” show.
Robek’s Juice. Sales and promotions.
Bassist with Los Angeles rock group Grand Rising.
Bottlist. Art of bottle balancing.
Musical consultant and actor for 2025 movie “Pan Gyul” shot in Nevis & St. Kitts






