Following a career spanning some 15 years in financial services, Joe Stallard has gained valuable insights into the inner workings of the credit and finance industry. His experience includes both the auto industry, where he was the "dreaded" finance manager, and the mortgage industry as a loan officer.

Through the recently launched FreshStartIndy.net website, this "inside information" is freely shared with all. Credit issues - including credit repair, recovering from bankruptcy and dealing with the credit bureaus - are dealt with in a practical, no-nonsense approach sure to get results.

Lifting the shroud of secrecy surrounding the credit and finance world, Joe offers the consumer a common-sense strategy for dealing with real-world issues that impact the majority of people today.