What happens when real financial questions come in live — and there’s no script? In this episode of Financial Fitness with The Money Doctor, Jess fires unscripted money questions from viewers, and Dr. Frances Rahaim responds in real time with thoughtful, practical, and often surprising answers. No canned advice. No one-size-fits-all solutions. Just honest questions about money — and deeper conversations about what’s really going on beneath the surface.

Topics include:

• What to do when you owe more than your car is worth

In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D., breaks down the Four Levels of “Stuck” that people fall into when their money feels tight — from a simple “GPS recalculating” moment all the way to a full “couch stuck in the doorway” crisis. You’ll hear practical, judgment-free guidance for real people: who are doing fine but want to do things smarter, who are a little stuck and need small course corrections, who feel buried by minimum payments, and who are so overwhelmed they’re considering bankruptcy.

Many people understand the importance of long-term care planning—but struggle with the idea of paying expensive premiums year after year for coverage they may never use. In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D., and co-host Jess Tyler explore alternatives to traditional long-term care insurance and discuss how some newer planning strategies may help protect retirement assets from catastrophic long-term care expenses.

Topics include:

- Why long-term care costs can threaten even well-prepared retirement plans

What does prosperity really mean — and why do so many successful people still feel financial pressure underneath it all?  On this episode of Financial Fitness with The Money Doctor, Dr.

Becca Tebon, Women's Menopause, Corporate Fitness, Exercise Bands Expert and Speaker joins me along with returning Dr. Frances Rahaim, host of ‘Financial Fitness with The Money Doctor’ podcast. Then, it’s 'The Sports Doctor Is In' with some Dr. Bob wisdom and your questions and emails! 

Think you’d recognize a scam if you saw one?  In this episode of Financial Fitness with The Money Doctor, Frances Rahaim shares real scam attempts that happened within days—including one that appeared to come from a legitimate Microsoft email address. Today’s scams are more sophisticated than ever—and they’re not just targeting careless people. They’re designed to look real, feel urgent, and catch even smart, busy people off guard.

You’ll learn:

• Why modern scams are harder to detect than ever

What if financial stress in the workplace isn’t primarily a behavior issue — but a structural one?  In this episode, The Money Doctor introduces the core premise of her new book, The Quiet Pressure — a framework that examines how uncoordinated financial systems at the household level translate into measurable impact across organizations.

Why do we put off the very financial decisions that could make our lives easier? In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D., takes a closer look at financial procrastination—not as a flaw, but as a pattern with leverage points. From avoidance and overwhelm to uncertainty about where to begin, procrastination often signals something deeper than simple delay. This conversation explores what’s really happening beneath the surface—and how small, well-placed shifts can help you move forward with confidence.

Recorded live during the full lunar eclipse, this special shorter edition explores what happens when progress feels hidden. A lunar eclipse isn’t disappearance — it’s alignment. The light hasn’t gone away. It’s temporarily filtered. In this focused reflection, we talk about:

• Why financial progress doesn’t always “glow”
• The difference between panic and pattern
• How structure steadies us when headlines feel loud
• Why what feels dark may simply be part of a larger orbit

In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D., breaks down the Four Levels of “Stuck” that people fall into when their money feels tight — from a simple “GPS recalculating” moment all the way to a full “couch stuck in the doorway” crisis.

You’ll hear practical, judgment-free guidance for real people: