Frances Rahaim, Ph.D. is a Financial Coach and mentor and author of “Debt or Alive, Positive, Uplifting Stories About Life After Debt” available on Amazon. She is an Independent Broker, host of The Money Doctor TV show on Community television and long-time advocate for financial wellness and education. She speaks her mind openly and is quick to go to bat for the underdog or offer tough love when she deems it appropriate. She enjoys personally connecting with her listeners and avid followers of her HUG Your Money program on air, virtually and at book signings. A client once quipped after meeting the 5’ tall 110lb Financial Fitness with The Money Doctor host who went to bat for him against a major insurance carrier and won, “She’s tiny but she carries a walloping punch, and you’ll never see it coming!”