Why do we put off the very financial decisions that could make our lives easier? In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D., takes a closer look at financial procrastination—not as a flaw, but as a pattern with leverage points. From avoidance and overwhelm to uncertainty about where to begin, procrastination often signals something deeper than simple delay. This conversation explores what’s really happening beneath the surface—and how small, well-placed shifts can help you move forward with confidence. Because when it comes to your finances, progress doesn’t start with pressure. It starts with understanding.