Phil has over 9 years of experience in the mortgage industry including mortgage processing, origination, recruiting, and managing.

He began focusing solely on Reverse Mortgages in 2008. As a reverse mortgage originator in Miami, he has personally closed and funded over 200 reverse mortgages.

He is 1 of 3 Certified Reverse Mortgage Professionals in all of Florida.  As a veteran of the wars in both Afghanistan and Iraq, family values, honesty, and integrity are of utmost importance to him. 

David Spero had an early start in the music/ media business: holding cue cards on the Upbeat show that his father, Herman Spero, produced. And by the time that he had graduated from high school, he had already had years of experience as an “on air” radio personality. During that tenure, he played at least a role in helping Bruce Springsteen and other rock luminaries ignite their career.

He served as Senior Director of Programming for the The Rock and Roll Hall of Fame where he set up many shows and creative events. And he was subsequently inducted as one of the Radio/Television Broadcasters Hall of Fame of Ohio's Class of 2007.

Spero now works as a manager for musicians, having many stories to tell from his unique vantage point as both an observer and participant. And because of his adventures, he notes that while he is in his 60s as the calendar measures those things, he is actually only 26 and holding. His picture proves his point.

Rajiv Parti, M.D., is a knowledgeable and experienced resource in the areas of eastern and western healing modalities, near death experience, past life regression, and spiritual transformation, bringing a unique and innovative approach to wellness, uniquely synthesizing modern wisdom and ancient tradition.

Greg Smith is the Senior Writer and Lead College Football Writer for BlackSportsOnline.com. You can find him on Twitter @GregSmithBSO

David:
I started my sojourn on the planet growing up in a cozy family environment which encouraged love, laughter and learning. I chose to follow my ‘muse’ early in life by becoming a professional rock musician, which enabled me to thrive enough to support a family early on. I returned to schooling at age 40, and settled into the helping professions as a counselor for children, families and the unemployed. My interests led me to become trained and certified in Nutrition. I eventually embraced Quantum Biofeedback, an advanced computerized healing system, as both a practitioner and eventually international trainer and educator. My interests have expanded further to embrace the Spiritual aspects of healing, and now, with my wife Erina, teach and train others to become Licensed Spiritual Healers. My own inner work has evolved into an optimistic world view and desire share this with others through writing, teaching and music. I have authored ‘Navigating the Collapse of Time’ and co-authored ‘Dowsing Beyond Duality’ with Erina to support others in tapping into their greatest potentials.

Tsering Lodoe was the lead singer for the Oscar nominated Nepali movie "Himilaya", and contributed to the sound track for 'Seven Years In Tibet' starring Brad Pitt. Did you see that powerful movie? Lodoe gives voice to the indomitable will of a spiritual people to represent peace and harmony. 

Right after the Cosmic Love show, Lodoe will be performing at the Bozeman concert with Tibetan flutist Nawang Khechog.  Nawang is a Tibetan Grammy Nominee who has won multiple awards from Tibet, India, Nepal and the United States.  As a Buddhist devotee who lives in the community with the Dalai Lama, Nawang will be giving a 90 minute talk on 'Awakening Kindness' at a Bozeman workshop on Sunday.
 
 Accompaniment for much of this music is master acoustic guitarist Bruce BecVar who I'll also be interviewing with a sample of his music. Bruce is a gifted multi-instrumentalist and composer. Having produced and recorded 12 CDs since 1986 on his label Shining Star Music, BecVar is considered a veteran in the world of acoustic guitar. His Forever Blue Sky was on the top ten New Age Billboard charts. The World Music label Narada featured one of his Nuevo Flamenco pieces on their highly successful flamenco guitar sampler called Gypsy Passion.
 
 Some of the world class musicians that have appeared on BecVar's recordings include, Alex Acuna (Of Weather Report), younger brother Brian BecVar, Paul McCandless (Windham Hill) and Steve Reid (The Rippingtons).
 
 Bruce Bevar's guitar and Tsering Lodoe's vocals provide a profound harmonic experience.  This is a show you may want to put on your calendar whether for the local event or on Cosmic Love.
 
 Bruce BecVar website: https://shiningstar.com/

Elizabeth started her professional career as a Physical Therapist after getting her Master’s degree at Duke University. It was then that she realized that every goal we have, whether it is related to our bodies, relationships, work or life, requires a significant mental edge in order to achieve it.

In her quest to help people actualize their dreams, Elizabeth went back to school to get her Ph.D. in Clinical Psychology. Wanting to help people “before they need a couch,” Elizabeth now coaches, consults, and speaks to groups about how to achieve their desired results.

Elizabeth is a highly sought-after speaker and media consultant. She has been honored by giving a prestigious TED-x talk. Elizabeth is frequently interviewed by today’s top media outlets including Forbes, Wall Street Journal, Money Magazine, Health, MSNBC, USA Today, CNN and National Public Radio. She has made multiple appearances on The Today Show.

Her book, “A Happy You: Your Ultimate Prescription for Happiness” is a national bestseller. Shaquille O’Neal says, “Dr. Lombardo is my head coach for happiness.”

Wolfgang Halbig is a nationally recognized school safety and security professional who has done extensive work in researching and developing the “Standards for Safe Schools”. He is an expert witness in the field of school safety and security. He has testified before a Congressional Commission studying school safety and security. Wolfgang was the former Executive Director of the National Institute for School and Workplace Safety. Wolfgang was also appointed by the Florida Governor to serve on the State of Florida Safe Schools Commission.

Wolfgang is also the author of a book for educators and school bus drivers on aggressive behavior management and the use of reasonable force, as well as numerous magazine articles. His article on “Breaking the Code of Silence” was published in the March 2000 edition of the American School Board Journal. He has been a featured guest on many national news programs including Dateline NBC, Good Morning America, and MSNBC.

Wolfgang was the Director of Safety and Security for a large public school system in Florida and brings to the company a national reputation in school safety, education and law enforcement. He has experience with U.S. Customs and as a Florida State Trooper. After leaving law enforcement, he went into education as a teacher, administrative leader, and finally Director of Safety and Security. His 35 years of work experience is a major asset to any involvement with safety and security.

REGARDING SANDY HOOK MASSACRE

After only filing Connecticut Freedom Of Information requests about the alleged Sandy Hook ‘massacre’, School Safety expert Wolfgang W. Halbig was visited by homicide detectives warning him that if he keeps making inquiries he would suffer the legal consequences.

Halbig also discovered that the report on the Sandy Hook event was the first school shooting in US history to be sealed as ‘Classified’, held by the FBI.

Halbig believes the Sandy Hook school shooting was a giant, elaborate hoax and no one really died.

For Halbig, there are unanswered questions, lots of them.

For instance, why in the immediate aftermath of the shooting were no medical helicopters summoned?

“Think about it: you have 20 children, 6 staff members who were supposed to have been shot. They’re seriously injured. Where’s the trauma helicopters? Those are the quickest and the best medical services that any child or any school staff member can receive, and no trauma helicopters were ever requested?”

Halbig also called Life Star emergency services, who confirmed they were never summoned that morning. “[T]hey said, ‘Mr. Halbig we were never requested on that morning. We were shocked and surprised, we were ready, we thought we were going to go to Sandy Hook.’ They had helicopters ready to go, but they were never asked.. Here’s my premise.. there wasn’t anybody there to be treated.”

Halbig also questions why EMT and firefighters, who were mere minutes away from the scene, were prevented from entering the school and possibly saving lives, and additionally, he wants to know how, within the first 11 minutes, America was already presented with a death toll.

“Who declared all those 26 people dead within the first 11 minutes? Connecticut law states that only a doctor can declare them dead, legally dead.”

Moreover, Halbig says the FBI’s classification of the school shooting report is something he’s never witnessed in his entire career. “I can tell you [out of] all the shootings, never has an FBI agency ever classified an investigative report on a school shooting.”

More Unanswered Questions...

There are also a whole host of peculiarities Halbig is still baffled by.

For example, why was Sandy Hook elementary torn down? Even in the Columbine tragedy, whose crime scene Halbig assisted with and in which he testified as a key witness, the school was cleaned up, but was never torn down.

According to Halbig, no one could tell him which environmental company cleaned up the bloody mess, or who installed the school’s security system, all things his job would require him to know.

He has other pressing questions, such as:

Why was there a registered nurse found in the building four hours after the shooting?

Why was there a sign flashing “Everyone must sign in?”

Why were there port-a-potties on site within three hours?

Why were children turned around by officers and sent back into rooms supposedly littered with dead bodies?

How did someone with Asperger’s have the physical coordination to carry the large amount of munitions Adam Lanza supposedly carried?

Why did no parents file a lawsuit against the school, when in every other school shooting suits have been filed?

And ultimately, why would the state threaten Halbig?