Why do we put off the very financial decisions that could make our lives easier? In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D., takes a closer look at financial procrastination—not as a flaw, but as a pattern with leverage points. From avoidance and overwhelm to uncertainty about where to begin, procrastination often signals something deeper than simple delay. This conversation explores what’s really happening beneath the surface—and how small, well-placed shifts can help you move forward with confidence.

Tiago Azevedo is a painter, architect, and multidisciplinary creative artist born in the Azores Islands, where the mystique of fog and fantastic landscapes sparked his creativity and inspiration from an early age. After graduating as an architect, he worked in Portugal and Germany, contributing to notable projects such as the restoration of the Bayerische Hof Hotel in Munich and various schools and universities across Europe. While architecture honed his understanding of form, proportion, and structure, painting remained his true passion and driving force.