Life in limbo for 4.5 million students on Federal repayment programs. Borrowers applying for or currently in one of the many income-based repayment programs can't file the required annual applications because they've been removed from the government site. About 1 million applications already filed are in suspense! Little to no word from the Department of Education about how long, or what to do is causing concern for a total of about 8 million education loan recipients. Stay current with us for upcoming news.