Holiday spending has a way of bringing financial stress right to the surface. In this episode of Financial Fitness with The Money Doctor, Frances Rahaim, Ph.D., breaks down the Four Levels of “Stuck” that people fall into when their money feels tight — from a simple “GPS recalculating” moment all the way to a full “couch stuck in the doorway” crisis.

You’ll hear practical, judgment-free guidance for:

• people who are doing fine but want to do things smarter,

• people who are a little stuck and need small course corrections,

• people who feel buried by minimum payments,

• and people who are so overwhelmed they’re considering bankruptcy.

You’ll also hear a real-life story of a business owner who made “too much” to qualify for bankruptcy — and still used the HUG Your Money™ system to get completely debt-free in about five years.

This holiday season, don’t stress alone.
There is a way forward — and it starts at HugYourMoney.com.

Learn more at HugYourMoney.com